Residents of Waltham, Massachusetts have the option of enrolling in any one of 189 affordable Individual health plans available to them. In Waltham, the insurance carriers that offer the most Individual health plans to choose from are Harvard Pilgrim, AllWays Health Partners, and Blue Cross Blue Shield of Massachusetts. In total, there are 5 insurance companies providing comprehensive Individual plans.
If you want to see a doctor outside of your network, you can select from the 73 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 116 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Standard Platinum: Tufts Health Direct Platinum plan from Tufts Health Plan, at a $478.38 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Waltham, Massachusetts is Harvard Pilgrim, which offers 116 plans with Health Maintenance Organization(HMO) network and 73 Preferred Provider Organization(PPO) network plans.
If you select Blue Cross Blue Shield of Massachusetts as your Individual provider, you’ll have access to 191 participating doctors in Waltham. Harvard Pilgrim has 96 doctors in their network and Tufts Health Plan follows with a network of 95 practitioners. Looking for a specialist? Pick from of the 55 doctors who are a physical therapist, the 46 internal medicine specialists, or even the 24 pediatrics specialists who accept Individual health plans in Waltham.