Wales, Massachusetts residents can enroll in any one of the 188 affordable Individual health plans offered. There are 5 insurance carriers that offer inexpensive Individual health plans in Wales. Of these, the companies that offer the largest variety of plans to choose from are Harvard Pilgrim, AllWays Health Partners, and Blue Cross Blue Shield of Massachusetts.
If you want to see a doctor outside of your network, you can select from the 73 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 115 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Tufts Health Direct Catastrophic plan from Tufts Health Plan. The monthly cost of this plan is $243.91.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Harvard Pilgrim has 115 plans that participates in Health Maintenance Organization(HMO) network and 73 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Wales, Massachusetts.