Comprehensive insurance options are available in Springfield. There is a total of 118 affordable Individual health plans in Springfield for you to choose from. You can choose from 3 Individual insurance carriers operating in Springfield. The companies that offer the widest variety of plans are Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan.
For those who would like to visit doctors outside of their networks, choose one of the 41 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 77 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Tufts Health Direct Catastrophic plan from Tufts Health Plan. The monthly cost of this plan is $243.91.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 77 plans that offer Health Maintenance Organization(HMO) and 41 Preferred Provider Organization(PPO) plans, Harvard Pilgrim has the largest selection of Individual plans for residents of Springfield, Massachusetts.
Blue Cross Blue Shield of Massachusetts has the largest network of practitioners in Springfield that accept Individual with over 776 doctors to choose from. Tufts Health Plan comes in second with over 600 and Harvard Pilgrim takes third prize with over 572 doctors. Finding specialist care in Springfield will be simple, since there are over 401 internal medicine specialists which take Individual, over 127 doctors that specialize in pediatrics, and over 90 hospitalists.