Comprehensive insurance options are available in Springfield. There is a total of 118 affordable Individual health plans in Springfield for you to choose from. In Springfield, the insurance carriers that offer the most Individual health plans to choose from are Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan. In total, there are 3 insurance companies providing comprehensive Individual plans.
41 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can select one of the 77 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Tufts Health Direct Catastrophic plan from Tufts Health Plan. The monthly cost of this plan is $243.91.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Springfield, Massachusetts is Harvard Pilgrim, which offers 77 plans with Health Maintenance Organization(HMO) network and 41 Preferred Provider Organization(PPO) network plans.
In Springfield, Blue Cross Blue Shield of Massachusetts is the insurance carrier with the largest network of practitioners with over 835 doctors to choose from. Tufts Health Plan comes in second with over 643 and Harvard Pilgrim is third with over 616 doctors that accept Individual. Individual enrollees that need to see a specialist in Springfield are in luck, as the city has over 406 doctors specializing in internal medicine, over 133 pediatrics specialists, and over 91 hospitalists who accept Individual health plans.