North Amherst, Massachusetts residents can enroll in any one of the 121 affordable Individual health plans offered. Of the 4 insurance companies that offer Individual health plans in North Amherst, Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan have the highest number of plans to choose from.
If you want to see a doctor outside of your network, you can select from the 43 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 78 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the PPO HSA 4500 - Flex plan from Harvard Pilgrim, at $392.00 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Harvard Pilgrim has 78 plans that participates in Health Maintenance Organization(HMO) network and 43 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in North Amherst, Massachusetts.