Montgomery, Massachusetts residents can enroll in any one of the 61 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Montgomery. Of these, the companies that offer the largest variety of plans to choose from are Harvard Pilgrim and BMC HealthNet Plan.
For those who would like to visit doctors outside of their networks, choose one of the 22 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 39 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the PPO HSA 4500 - Flex plan from Harvard Pilgrim, at $394.09 per month.
Health plans are available at lower cost to you if you are eligible for premium tax credit. With 39 plans that offer Health Maintenance Organization(HMO) and 22 Preferred Provider Organization(PPO) plans, Harvard Pilgrim has the largest selection of Individual plans for residents of Montgomery, Massachusetts.