Comprehensive insurance options are available in Monterey. There is a total of 59 affordable Individual health plans in Monterey for you to choose from. In Monterey, the insurance carrier that offers the most Individual health plans to choose from is Harvard Pilgrim. In total, there is 1 insurance company providing comprehensive Individual plans.
If you want to see a doctor outside of your network, you can select from the 22 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 37 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the Focus HMO 25 plan from Harvard Pilgrim, at a $615.62 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 37 plans that offer Health Maintenance Organization(HMO) and 22 Preferred Provider Organization(PPO) plans, Harvard Pilgrim has the largest selection of Individual plans for residents of Monterey, Massachusetts.