Middlefield, Massachusetts residents can enroll in any one of the 61 affordable Individual health plans offered. Of the 2 insurance companies that offer Individual health plans in Middlefield, Harvard Pilgrim and BMC HealthNet Plan have the highest number of plans to choose from.
For those who have a doctor who is out-of-network, you can enroll in one of the 22 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 39 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Focus HMO 25 plan from Harvard Pilgrim, at a $615.62 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Harvard Pilgrim has the largest selection of Individual plans for residents of Middlefield, Massachusetts. They offer 39 plans with Health Maintenance Organization(HMO) network and 22 Preferred Provider Organization(PPO) network plans.