Lowell, Massachusetts residents can enroll in any one of the 118 affordable Individual health plans offered. Of the 3 insurance companies that offer Individual health plans in Lowell, Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan have the highest number of plans to choose from.
41 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 77 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Tufts Health Direct Catastrophic plan from Tufts Health Plan. The monthly cost of this plan is $232.10.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 77 plans that offer Health Maintenance Organization(HMO) and 41 Preferred Provider Organization(PPO) plans, Harvard Pilgrim has the largest selection of Individual plans for residents of Lowell, Massachusetts.
If you select Blue Cross Blue Shield of Massachusetts as your Individual provider, you’ll have access to 200 participating doctors in Lowell. Tufts Health Plan has 114 doctors in their network and Harvard Pilgrim follows with a network of 114 practitioners. Finding specialist care in Lowell will be simple, since there are 77 internal medicine specialists which take Individual, 46 doctors that are a dentist, and 26 physical therapists.