Residents of Lancaster, Massachusetts have the option of enrolling in any one of 133 affordable Individual health plans available to them. Of the 3 insurance companies that offer Individual health plans in Lancaster, AllWays Health Partners, Harvard Pilgrim, and BMC HealthNet Plan have the highest number of plans to choose from.
For those who would like to visit doctors outside of their networks, choose one of the 53 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 80 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Focus HMO HSA 3400 plan from Harvard Pilgrim. The monthly cost of this plan is $337.62.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 80 plans that offer Health Maintenance Organization(HMO) and 53 Preferred Provider Organization(PPO) plans, AllWays Health Partners has the largest selection of Individual plans for residents of Lancaster, Massachusetts.
If you select Harvard Pilgrim as your Individual provider, you’ll have access to 7 participating doctors in Lancaster. BMC HealthNet Plan has 1 doctors in their network. Individual enrollees that need to see a specialist in Lancaster are in luck, as the city has 6 doctors specializing in ophthalmology, 3 internal medicine specialists, and 2 family medicine specialists who accept Individual health plans.