Harvard Sq, Massachusetts residents can enroll in any one of the 133 affordable Individual health plans offered. Of the 3 insurance companies that offer Individual health plans in Harvard Sq, AllWays Health Partners, Harvard Pilgrim, and BMC HealthNet Plan have the highest number of plans to choose from.
For those who would like to visit doctors outside of their networks, choose one of the 53 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 80 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the BMC HealthNet Plan Silver A plan from BMC HealthNet Plan. The monthly cost of this plan is $298.70.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Harvard Sq, Massachusetts is AllWays Health Partners, which offers 80 plans with Health Maintenance Organization(HMO) network and 53 Preferred Provider Organization(PPO) network plans.