Residents of Harvard, Massachusetts have the option of enrolling in any one of 133 affordable Individual health plans available to them. You can choose from 3 Individual insurance carriers operating in Harvard. The companies that offer the widest variety of plans are AllWays Health Partners, Harvard Pilgrim, and BMC HealthNet Plan.
If you want to see a doctor outside of your network, you can select from the 53 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 80 Health Maintenance Organization(HMO) plans at a lower cost. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the PPO HSA 4500 - Flex plan from Harvard Pilgrim, at $414.30 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. AllWays Health Partners has the largest selection of Individual plans for residents of Harvard, Massachusetts. They offer 80 plans with Health Maintenance Organization(HMO) network and 53 Preferred Provider Organization(PPO) network plans.
If you select Harvard Pilgrim as your Individual provider, you’ll have access to 7 participating doctors in Harvard.. Looking for a specialist? Pick from of the 7 doctors who are a physical therapist, the 2 pediatrics specialists, or even the 2 family medicine specialists who accept Individual health plans in Harvard.