Residents of Charlestown, Massachusetts have the option of enrolling in any one of 127 affordable Individual health plans available to them. You can choose from 2 Individual insurance carriers operating in Charlestown. The companies that offer the widest variety of plans are Easy Choice and Harvard Pilgrim.
51 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 76 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the PPO HSA 4500 - Flex plan from Harvard Pilgrim, at $441.98 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Easy Choice has the largest selection of Individual plans for residents of Charlestown, Massachusetts. They offer 76 plans with Health Maintenance Organization(HMO) network and 51 Preferred Provider Organization(PPO) network plans.
In Charlestown, Harvard Pilgrim is the insurance carrier with the largest network of practitioners with 18 doctors to choose from.. Need to see a specialist? There are many specialists in Charlestown that accept Individual health plans, including 13 internal medicine specialists, 12 doctors in the psychiatry & neurology specialty, and 7 physicians that specialize in physical medicine & rehabilitation who accept Individual health plans.