Cambridge, Massachusetts residents can enroll in any one of the 118 affordable Individual health plans offered. Of the 3 insurance companies that offer Individual health plans in Cambridge, Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan have the highest number of plans to choose from.
For those who would like to visit doctors outside of their networks, choose one of the 41 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 77 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the PPO HSA 4500 - Flex plan from Harvard Pilgrim, at $439.64 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Harvard Pilgrim has the largest selection of Individual plans for residents of Cambridge, Massachusetts. They offer 77 plans with Health Maintenance Organization(HMO) network and 41 Preferred Provider Organization(PPO) network plans.
Blue Cross Blue Shield of Massachusetts has the largest network of practitioners in Cambridge that accept Individual with 572 doctors to choose from. Tufts Health Plan comes in second with 403 and Harvard Pilgrim takes third prize with 371 doctors. Looking for a specialist? Pick from of the 314 doctors specializing in internal medicine, the 161 psychiatry & neurology specialists, or even the 56 pediatrics specialists who accept Individual health plans in Cambridge.
