Choose your personal and affordable insurance plan from 120 Individual health plans available in Boston, Massachusetts. In Boston, the insurance carriers that offer the most Individual health plans to choose from are Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan. In total, there are 4 insurance companies providing comprehensive Individual plans.
For those who have a doctor who is out-of-network, you can enroll in one of the 43 Preferred Provider Organization(PPO) plans. Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 77 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Tufts Health Direct Catastrophic plan from Tufts Health Plan. The monthly cost of this plan is $237.16.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Harvard Pilgrim has the largest selection of Individual plans for residents of Boston, Massachusetts. They offer 77 plans with Health Maintenance Organization(HMO) network and 43 Preferred Provider Organization(PPO) network plans.
In Boston, Blue Cross Blue Shield of Massachusetts is the insurance carrier with the largest network of practitioners with 87 doctors to choose from. Tufts Health Plan comes in second with 66 and Harvard Pilgrim is third with 54 doctors that accept Individual. Need to see a specialist? There are many specialists in Boston that accept Individual health plans, including 63 internal medicine specialists, 20 doctors in the psychiatry & neurology specialty, and 16 physicians that specialize in radiology who accept Individual health plans.