Choose your personal and affordable insurance plan from 189 Individual health plans available in Ayer, Massachusetts. In Ayer, the insurance carriers that offer the most Individual health plans to choose from are Harvard Pilgrim, AllWays Health Partners, and Blue Cross Blue Shield of Massachusetts. In total, there are 5 insurance companies providing comprehensive Individual plans.
If you want to see a doctor outside of your network, you can select from the 73 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 116 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the PPO HSA 4500 - Flex plan from Harvard Pilgrim, at $412.11 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 116 plans that offer Health Maintenance Organization(HMO) and 73 Preferred Provider Organization(PPO) plans, Harvard Pilgrim has the largest selection of Individual plans for residents of Ayer, Massachusetts.
If you select Blue Cross Blue Shield of Massachusetts as your Individual provider, you’ll have access to 20 participating doctors in Ayer. Harvard Pilgrim has 11 doctors in their network and Tufts Health Plan follows with a network of 10 practitioners. Individual enrollees that need to see a specialist in Ayer are in luck, as the city has 10 doctors specializing in internal medicine, 4 ophthalmology specialists, and 3 radiology specialists who accept Individual health plans.