Ashfield, Massachusetts residents can enroll in any one of the 114 affordable Individual health plans offered. There are 3 insurance carriers that offer inexpensive Individual health plans in Ashfield. Of these, the companies that offer the largest variety of plans to choose from are Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Fallon Community Health Plan.
43 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans If you don't mind using a Primary Care Physician (PCP), get one of the 71 Health Maintenance Organization(HMO) plans at a lower cost. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the PPO HSA 4500 - Flex plan from Harvard Pilgrim, at $392.00 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Harvard Pilgrim has the largest selection of Individual plans for residents of Ashfield, Massachusetts. They offer 71 plans with Health Maintenance Organization(HMO) network and 43 Preferred Provider Organization(PPO) network plans.