Amherst, Massachusetts residents can enroll in any one of the 121 affordable Individual health plans offered. You can choose from 4 Individual insurance carriers operating in Amherst. The companies that offer the widest variety of plans are Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan.
If you want to see a doctor outside of your network, you can select from the 43 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 78 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Standard Platinum: Tufts Health Direct Platinum plan from Tufts Health Plan, at a $491.98 monthly cost to you.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Harvard Pilgrim has 78 plans that participates in Health Maintenance Organization(HMO) network and 43 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Amherst, Massachusetts.
If you select Blue Cross Blue Shield of Massachusetts as your Individual provider, you’ll have access to 78 participating doctors in Amherst. Tufts Health Plan has 49 doctors in their network and Harvard Pilgrim follows with a network of 44 practitioners. Need to see a specialist? There are many specialists in Amherst that accept Individual health plans, including 22 family medicine specialists, 16 doctors in the psychiatry & neurology specialty, and 15 physicians that specialize in internal medicine who accept Individual health plans.