Adams, Massachusetts residents can enroll in any one of the 121 affordable Individual health plans offered. There are 4 insurance carriers that offer inexpensive Individual health plans in Adams. Of these, the companies that offer the largest variety of plans to choose from are Harvard Pilgrim, Blue Cross Blue Shield of Massachusetts, and Tufts Health Plan.
43 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can select one of the 78 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Standard Platinum: Tufts Health Direct Platinum plan from Tufts Health Plan, at a $491.98 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Harvard Pilgrim has the largest selection of Individual plans for residents of Adams, Massachusetts. They offer 78 plans with Health Maintenance Organization(HMO) network and 43 Preferred Provider Organization(PPO) network plans.
If you select Harvard Pilgrim as your Individual provider, you’ll have access to 6 participating doctors in Adams. Blue Cross Blue Shield of Massachusetts has 6 doctors in their network and Tufts Health Plan follows with a network of 4 practitioners. Individual enrollees that need to see a specialist in Adams are in luck, as the city has 5 doctors specializing in internal medicine and 2 obstetrics & gynecology specialists who accept Individual health plans.