Cumberland, Maryland residents can enroll in any one of the 10 affordable Individual health plans offered. In Cumberland, the insurance carrier that offers the most Individual health plans to choose from is CareFirst BlueCross BlueShield. In total, there is 1 insurance company providing comprehensive Individual plans. Cumberland offers 2 Bronze plans, 2 Silver plans, 3 Gold plans and 1 for consumers to choose.
3 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 7 Individual HMO plans are available for you to choose. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the BlueChoice HMO Young Adult $7,900 plan from CareFirst BlueCross BlueShield. The monthly cost of this plan is $131.78.
Health plans are available at lower cost to you if you are eligible for premium tax credit. The carrier with the largest selection of Individual plans in Cumberland, Maryland is CareFirst BlueCross BlueShield, which offers 7 plans with Health Maintenance Organization(HMO) network and 3 Preferred Provider Organization(PPO) network plans.
Individual enrollees that need to see a specialist in Cumberland are in luck, as the city has 1 doctor specializing in psychiatry & neurology and 1 pediatrics specialist who accept Individual health plans.