Bethesda, Maryland residents can enroll in any one of the 19 affordable Individual health plans offered. In Bethesda, the insurance carriers that offer the most Individual health plans to choose from are Kaiser Permanente and CareFirst BlueCross BlueShield. In total, there are 2 insurance companies providing comprehensive Individual plans. The following Metal Level plans are available in Bethesda: 4 Bronze plans, 7 Silver plans, 5 Gold plans and 2 Plantium plans.
For those who would like to visit doctors outside of their networks, choose one of the 4 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 15 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the BlueChoice HMO Young Adult $7,900 plan from CareFirst BlueCross BlueShield. The monthly cost of this plan is $145.43.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Kaiser Permanente has the largest selection of Individual plans for residents of Bethesda, Maryland. They offer 15 plans with Health Maintenance Organization(HMO) network and 4 Preferred Provider Organization(PPO) network plans.
If you select CareFirst BlueCross BlueShield as your Individual provider, you’ll have access to 519 participating doctors in Bethesda. Kaiser Permanente has 146 doctors in their network. Individual enrollees that need to see a specialist in Bethesda are in luck, as the city has 267 doctors specializing in internal medicine, 95 physical therapists, and 91 psychiatry & neurology specialists who accept Individual health plans.