Residents of Baltimore, Maryland have the option of enrolling in any one of 23 affordable Individual health plans available to them. In Baltimore, the insurance carriers that offer the most Individual health plans to choose from are Kaiser Permanente and CareFirst BlueCross BlueShield. In total, there are 2 insurance companies providing comprehensive Individual plans. Baltimore offers 2 Bronze plans, 8 Silver plans, 6 Gold plans and 2 for consumers to choose.
If you want to see a doctor outside of your network, you can select from the 3 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 20 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the KP MD Gold Value 0/20/Dental plan from Kaiser Permanente, at a $373.17 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Kaiser Permanente has the largest selection of Individual plans for residents of Baltimore, Maryland. They offer 20 plans with Health Maintenance Organization(HMO) network and 3 Preferred Provider Organization(PPO) network plans.
If you select CareFirst BlueCross BlueShield as your Individual provider, you’ll have access to 463 participating doctors in Baltimore. Kaiser Permanente has 183 doctors in their network. Looking for a specialist? Pick from of the 169 doctors specializing in internal medicine, the 93 psychiatry & neurology specialists, or even the 31 physical therapists who accept Individual health plans in Baltimore.