Southwest Harbor, Maine residents can enroll in any one of the 57 affordable Individual health plans offered. Of the 3 insurance companies that offer Individual health plans in Southwest Harbor, Anthem BCBS, Maine Community Health Options, and Harvard Pilgrim have the highest number of plans to choose from. There are 6 Bronze plans, 26 Silver plans, 7 Gold plans and 3 Plantium plans available in Southwest Harbor.
For those who would like to visit doctors outside of their networks, choose one of the 7 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 22 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Anthem Gold X POS 1350 plan from Anthem BCBS, at a $861.90 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Anthem BCBS has the largest selection of Individual plans for residents of Southwest Harbor, Maine. They offer 22 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
In Southwest Harbor, Harvard Pilgrim is the insurance carrier with the largest network of practitioners with 8 doctors to choose from. Anthem BCBS comes in second with 4. Need to see a specialist? There are many specialists in Southwest Harbor that accept Individual health plans, including 9 family medicine specialists and 1 doctor in the internal medicine specialty.