South Harpswell, Maine residents can enroll in any one of the 66 affordable Individual health plans offered. Of the 3 insurance companies that offer Individual health plans in South Harpswell, Anthem BCBS, Harvard Pilgrim, and Maine Community Health Options have the highest number of plans to choose from. The following Metal Level plans are available in South Harpswell: 6 Bronze plans, 35 Silver plans, 7 Gold plans and 3 Plantium plans.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. You can enroll in one of the 51 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Community Safe Harbor PPO plan from Maine Community Health Options, at $229.37 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. With 51 plans that offer Health Maintenance Organization(HMO) and 7 Preferred Provider Organization(PPO) plans, Anthem BCBS has the largest selection of Individual plans for residents of South Harpswell, Maine.