Searsmont, Maine residents can enroll in any one of the 66 affordable Individual health plans offered. There are 3 insurance carriers that offer inexpensive Individual health plans in Searsmont. Of these, the companies that offer the largest variety of plans to choose from are Anthem BCBS, Harvard Pilgrim, and Maine Community Health Options. There are 6 Bronze plans, 35 Silver plans, 7 Gold plans and 3 Plantium plans available in Searsmont.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. You can enroll in one of the 51 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Anthem Gold X HMO 1350 plan from Anthem BCBS, at a $643.84 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Anthem BCBS has the largest selection of Individual plans for residents of Searsmont, Maine. They offer 51 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
In Searsmont, Harvard Pilgrim is the insurance carrier with the largest network of practitioners with 1 doctor to choose from. Anthem BCBS comes in second with 1. Need to see a specialist? There are many specialists in Searsmont that accept Individual health plans, including 1 internal medicine specialist.