Portland, Maine residents can enroll in any one of the 72 affordable Individual health plans offered. In Portland, the insurance carriers that offer the most Individual health plans to choose from are Anthem BCBS, Harvard Pilgrim, and Maine Community Health Options. In total, there are 3 insurance companies providing comprehensive Individual plans.
For those who have a doctor who is out-of-network, you can enroll in one of the 8 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 56 Health Maintenance Organization(HMO) plans at a lower cost. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Community Safe Harbor PPO plan from Maine Community Health Options, at $217.65 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Anthem BCBS has the largest selection of Individual plans for residents of Portland, Maine. They offer 56 plans with Health Maintenance Organization(HMO) network and 8 Preferred Provider Organization(PPO) network plans.
If you select Anthem BCBS as your Individual provider, you’ll have access to over 940 participating doctors in Portland. Harvard Pilgrim has over 557 doctors in their network and Maine Community Health Options follows with a network of over 2 practitioners. Looking for a specialist? Pick from of over 156 doctors specializing in internal medicine, over 94 physical therapists, or even over 93 pediatrics specialists who accept Individual health plans in Portland.