Naples, Maine residents can enroll in any one of the 17 affordable Individual health plans offered. There are 2 insurance carriers that offer inexpensive Individual health plans in Naples. Of these, the companies that offer the largest variety of plans to choose from are Maine Community Health Options and Harvard Pilgrim. Naples offers 4 Bronze plans, 8 Silver plans, 2 Gold plans and 1 for consumers to choose.
For those who would like to visit doctors outside of their networks, choose one of the 7 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 10 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Community Safe Harbor PPO plan from Maine Community Health Options, at $224.96 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Maine Community Health Options has the largest selection of Individual plans for residents of Naples, Maine. They offer 10 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
If you select Harvard Pilgrim as your Individual provider, you’ll have access to 2 participating doctors in Naples.. Individual enrollees that need to see a specialist in Naples are in luck, as the city has 3 doctors specializing in family medicine and 1 physical therapist who accept Individual health plans.