Ruby, Louisiana residents can enroll in any one of the 25 affordable Individual health plans offered. In Ruby, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Louisiana, Vantage Health Plan, and CHRISTUS Health Plan Louisiana. In total, there are 3 insurance companies providing comprehensive Individual plans.
7 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 5 Individual HMO plans are available for you to choose. The lowest deductible Individual health plan is the CHP LA Gold - Two Free PCP Visits plan from CHRISTUS Health Plan Louisiana, at a $536.62 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Blue Cross Blue Shield of Louisiana has the largest selection of Individual plans for residents of Ruby, Louisiana. They offer 5 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.