Otis, Louisiana residents can enroll in any one of the 25 affordable Individual health plans offered. In Otis, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Louisiana, Vantage Health Plan, and CHRISTUS Health Plan Louisiana. In total, there are 3 insurance companies providing comprehensive Individual plans.
For those who would like to visit doctors outside of their networks, choose one of the 7 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 5 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Max 80/60 $5100 plan from Blue Cross Blue Shield of Louisiana, at $544.39 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. The carrier with the largest selection of Individual plans in Otis, Louisiana is Blue Cross Blue Shield of Louisiana, which offers 5 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.