Louisville, Kentucky residents can enroll in any one of the 25 affordable Individual health plans offered. You can choose from 2 Individual insurance carriers operating in Louisville. The companies that offer the widest variety of plans are Anthem BCBS and CareSource.
You can enroll in one of the 25 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Anthem Gold Pathway Transition HMO 1500 plan from Anthem BCBS, at a $542.27 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Anthem BCBS has the largest selection of Individual plans for residents of Louisville, Kentucky. They offer 25 plans with Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans.
If you select Anthem BCBS as your Individual provider, you’ll have access to over 1394 participating doctors in Louisville. CareSource has over 17 doctors in their network. Individual enrollees that need to see a specialist in Louisville are in luck, as the city has over 376 doctors specializing in internal medicine, over 237 pediatrics specialists, and over 154 dentists who accept Individual health plans.