Des Moines, Iowa residents can enroll in any one of the 20 affordable Individual health plans offered. In Des Moines, the insurance carriers that offer the most Individual health plans to choose from are Medica, Anthem BCBS, and Wellmark Blue Cross and Blue Shield. In total, there are 3 insurance companies providing comprehensive Individual plans.
If you don't mind using a Primary Care Physician (PCP), get one of the 6 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the Wellmark Bronze HDHP HMO plan from Wellmark Blue Cross and Blue Shield. The monthly cost of this plan is $297.18.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Medica has 6 plans that participates in Health Maintenance Organization(HMO) network and 0 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Des Moines, Iowa.
In Des Moines, Anthem BCBS is the insurance carrier with the largest network of practitioners with over 882 doctors to choose from. Wellmark Blue Cross and Blue Shield comes in second with over 855 and Medica is third with over 3 doctors that accept Individual. Looking for a specialist? Pick from of over 182 doctors specializing in internal medicine, over 135 family medicine specialists, or even over 104 pediatrics specialists who accept Individual health plans in Des Moines.