Residents of Normal, Illinois have the option of enrolling in any one of 28 affordable Individual health plans available to them. There are 2 insurance carriers that offer inexpensive Individual health plans in Normal. Of these, the companies that offer the largest variety of plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. Normal consumers can choose from the following plans: 4 Bronze plans, 14 Silver plans, 4 Gold plans and 2 Plantium plans
For those who would like to visit doctors outside of their networks, choose one of the 7 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 13 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Choice Preferred Security PPO 200 plan from Blue Cross Blue Shield of Illinois, at $386.17 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. With 13 plans that offer Health Maintenance Organization(HMO) and 7 Preferred Provider Organization(PPO) plans, Health Alliance has the largest selection of Individual plans for residents of Normal, Illinois.
Do you want to choose an insurance carrier with a large practitioner network? In Normal, Blue Cross Blue Shield of Illinois has 115 doctors that accept Individual, followed by Health Alliance with 53. Individual enrollees that need to see a specialist in Normal are in luck, as the city has 39 doctors specializing in internal medicine, 26 family medicine specialists, and 18 radiology specialists who accept Individual health plans.