Niantic, Illinois residents can enroll in any one of the 24 affordable Individual health plans offered. In Niantic, the insurance carriers that offer the most Individual health plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. In total, there are 2 insurance companies providing comprehensive Individual plans. There are 3 Bronze plans, 12 Silver plans, 3 Gold plans and 2 Plantium plans available in Niantic.
If you want to see a doctor outside of your network, you can select from the 7 Individual plans that participate in Preferred Provider Organization(PPO). You can select one of the 9 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Choice Preferred Security PPO 200 plan from Blue Cross Blue Shield of Illinois, at $387.57 per month.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Health Alliance has 9 plans that participates in Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Niantic, Illinois.