Residents of New Salem, Illinois have the option of enrolling in any one of 24 affordable Individual health plans available to them. In New Salem, the insurance carriers that offer the most Individual health plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. In total, there are 2 insurance companies providing comprehensive Individual plans. The following Metal Level plans are available in New Salem: 3 Bronze plans, 12 Silver plans, 3 Gold plans and 2 Plantium plans.
7 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 9 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO 204 plan from Blue Cross Blue Shield of Illinois, at a $627.22 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Health Alliance has 9 plans that participates in Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in New Salem, Illinois.