Comprehensive insurance options are available in Naperville. There is a total of 39 affordable Individual health plans in Naperville for you to choose from. Of the 3 insurance companies that offer Individual health plans in Naperville, Ambetter, Blue Cross Blue Shield of Illinois, and Cigna have the highest number of plans to choose from. Naperville offers 8 Bronze plans, 20 Silver plans, 6 Gold plans and 1 for consumers to choose.
7 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can enroll in one of the 32 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Choice Preferred Security PPO 200 plan from Blue Cross Blue Shield of Illinois, at $341.30 per month.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 32 plans that offer Health Maintenance Organization(HMO) and 7 Preferred Provider Organization(PPO) plans, Ambetter has the largest selection of Individual plans for residents of Naperville, Illinois.
In Naperville, Blue Cross Blue Shield of Illinois is the insurance carrier with the largest network of practitioners with 554 doctors to choose from. Cigna comes in second with 466 and Ambetter is third with 82 doctors that accept Individual. Individual enrollees that need to see a specialist in Naperville are in luck, as the city has 148 doctors specializing in internal medicine, 104 dentists, and 73 physical therapists who accept Individual health plans.