Residents of Mount Sterling, Illinois have the option of enrolling in any one of 22 affordable Individual health plans available to them. Of the 2 insurance companies that offer Individual health plans in Mount Sterling, Health Alliance and Blue Cross Blue Shield of Illinois have the highest number of plans to choose from. Mount Sterling consumers can choose from the following plans: 2 Bronze plans, 11 Silver plans, 3 Gold plans and 2 Plantium plans
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 9 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO℠ 204 plan from Blue Cross Blue Shield of Illinois, at a $627.22 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Health Alliance has the largest selection of Individual plans for residents of Mount Sterling, Illinois. They offer 9 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.