Residents of Montrose, Illinois have the option of enrolling in any one of 22 affordable Individual health plans available to them. There are 2 insurance carriers that offer inexpensive Individual health plans in Montrose. Of these, the companies that offer the largest variety of plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. The following Metal Level plans are available in Montrose: 2 Bronze plans, 11 Silver plans, 3 Gold plans and 2 Plantium plans.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 9 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Choice Preferred Security PPO℠ 200 plan from Blue Cross Blue Shield of Illinois, at $419.23 per month.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Health Alliance has 9 plans that participates in Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Montrose, Illinois.