Monticello, Illinois residents can enroll in any one of the 22 affordable Individual health plans offered. In Monticello, the insurance carriers that offer the most Individual health plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. In total, there are 2 insurance companies providing comprehensive Individual plans. Monticello consumers can choose from the following plans: 2 Bronze plans, 11 Silver plans, 3 Gold plans and 2 Plantium plans
5 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans If you don't mind using a Primary Care Physician (PCP), get one of the 9 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HMO 8150 Elite Catastrophic plan from Health Alliance. The monthly cost of this plan is $323.15.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Health Alliance has 9 plans that participates in Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Monticello, Illinois.
In Monticello, Blue Cross Blue Shield of Illinois is the insurance carrier with the largest network of practitioners with 8 doctors to choose from. Health Alliance comes in second with 6. Need to see a specialist? There are many specialists in Monticello that accept Individual health plans, including 5 family medicine specialists, 2 doctors in the emergency medicine specialty, and 1 physician that specializes in internal medicine who accepts Individual health plans.