Residents of Michael, Illinois have the option of enrolling in any one of 22 affordable Individual health plans available to them. You can choose from 2 Individual insurance carriers operating in Michael. The companies that offer the widest variety of plans are Health Alliance and Blue Cross Blue Shield of Illinois. Michael offers 2 Bronze plans, 11 Silver plans, 3 Gold plans and 2 for consumers to choose.
For those who would like to visit doctors outside of their networks, choose one of the 5 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 9 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO℠ 204 plan from Blue Cross Blue Shield of Illinois, at a $620.97 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Health Alliance has the largest selection of Individual plans for residents of Michael, Illinois. They offer 9 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.