Residents of Metropolis, Illinois have the option of enrolling in any one of 22 affordable Individual health plans available to them. In Metropolis, the insurance carriers that offer the most Individual health plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. In total, there are 2 insurance companies providing comprehensive Individual plans. There are 2 Bronze plans, 11 Silver plans, 3 Gold plans and 2 Plantium plans available in Metropolis.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 9 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO℠ 204 plan from Blue Cross Blue Shield of Illinois, at a $748.33 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Health Alliance has 9 plans that participates in Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Metropolis, Illinois.
If you select Blue Cross Blue Shield of Illinois as your Individual provider, you’ll have access to 11 participating doctors in Metropolis. Health Alliance has 2 doctors in their network. Individual enrollees that need to see a specialist in Metropolis are in luck, as the city has 5 doctors specializing in family medicine, 3 physical therapists, and 3 internal medicine specialists who accept Individual health plans.