Choose your personal and affordable insurance plan from 22 Individual health plans available in Merritt, Illinois. Of the 2 insurance companies that offer Individual health plans in Merritt, Health Alliance and Blue Cross Blue Shield of Illinois have the highest number of plans to choose from. Merritt offers 2 Bronze plans, 11 Silver plans, 3 Gold plans and 2 for consumers to choose.
For those who have a doctor who is out-of-network, you can enroll in one of the 5 Preferred Provider Organization(PPO) plans. You can enroll in one of the 9 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO℠ 204 plan from Blue Cross Blue Shield of Illinois, at a $627.22 monthly cost to you.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. Health Alliance has the largest selection of Individual plans for residents of Merritt, Illinois. They offer 9 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.