Kirksville, Illinois residents can enroll in any one of the 39 affordable Individual health plans offered. You can choose from 2 Individual insurance carriers operating in Kirksville. The companies that offer the widest variety of plans are Health Alliance and Blue Cross Blue Shield of Illinois. There are 10 Bronze plans, 18 Silver plans, 2 Gold plans and 2 Plantium plans available in Kirksville.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 18 Health Maintenance Organization(HMO) plans at a lower cost. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HMO 7900 Elite Catastrophic plan from Health Alliance. The monthly cost of this plan is $318.71.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. The carrier with the largest selection of Individual plans in Kirksville, Illinois is Health Alliance, which offers 18 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.