Residents of Kansas, Illinois have the option of enrolling in any one of 39 affordable Individual health plans available to them. There are 2 insurance carriers that offer inexpensive Individual health plans in Kansas. Of these, the companies that offer the largest variety of plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. There are 10 Bronze plans, 18 Silver plans, 2 Gold plans and 2 Plantium plans available in Kansas.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 18 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO 204 plan from Blue Cross Blue Shield of Illinois, at a $595.81 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Health Alliance has 18 plans that participates in Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Kansas, Illinois.