Choose your personal and affordable insurance plan from 22 Individual health plans available in Joy, Illinois. You can choose from 2 Individual insurance carriers operating in Joy. The companies that offer the widest variety of plans are Health Alliance and Blue Cross Blue Shield of Illinois. There are 2 Bronze plans, 11 Silver plans, 3 Gold plans and 2 Plantium plans available in Joy.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). If you don't mind using a Primary Care Physician (PCP), get one of the 9 Health Maintenance Organization(HMO) plans at a lower cost. The lowest deductible Individual health plan is the Blue Choice Preferred Gold PPO℠ 204 plan from Blue Cross Blue Shield of Illinois, at a $617.18 monthly cost to you.
Living on a fixed income will not be a problem as premium tax credit can lower your cost if you and your families are qualify. Health Alliance has 9 plans that participates in Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Joy, Illinois.