Choose your personal and affordable insurance plan from 19 Individual health plans available in Elgin, Illinois. In Elgin, the insurance carriers that offer the most Individual health plans to choose from are Blue Cross Blue Shield of Illinois and Cigna. In total, there are 2 insurance companies providing comprehensive Individual plans. Elgin offers 6 Bronze plans, 7 Silver plans, 4 Gold plans and 1 for consumers to choose.
7 of the available Individual plans participate in Preferred Provider Organization(PPO). You can visit out-of-network doctors with PPO plans You can select one of the 12 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the BlueCare Direct Gold 409 with Advocate plan from Blue Cross Blue Shield of Illinois, at a $487.33 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Blue Cross Blue Shield of Illinois has the largest selection of Individual plans for residents of Elgin, Illinois. They offer 12 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Elgin, Blue Cross Blue Shield of Illinois has 261 doctors that accept Individual, followed by Cigna with 254. Finding specialist care in Elgin will be simple, since there are 108 internal medicine specialists which take Individual, 32 doctors that specialize in family medicine, and 31 dentists.