Residents of Des Plaines, Illinois have the option of enrolling in any one of 42 affordable Individual health plans available to them. There are 3 insurance carriers that offer inexpensive Individual health plans in Des Plaines. Of these, the companies that offer the largest variety of plans to choose from are Ambetter, Blue Cross Blue Shield of Illinois, and Cigna. There are 9 Bronze plans, 21 Silver plans, 7 Gold plans and 1 Plantium plans available in Des Plaines.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. You can select one of the 35 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The lowest deductible Individual health plan is the Ambetter Balanced Care 14 (2020) plan from Ambetter, at a $366.93 monthly cost to you.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. The carrier with the largest selection of Individual plans in Des Plaines, Illinois is Ambetter, which offers 35 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.
Do you want to choose an insurance carrier with a large practitioner network? In Des Plaines, Blue Cross Blue Shield of Illinois has 134 doctors that accept Individual, followed by Cigna with 131 and Ambetter with 1 doctor. Looking for a specialist? Pick from of the 34 doctors specializing in internal medicine, the 31 dentists, or even the 25 family medicine specialists who accept Individual health plans in Des Plaines.