Residents of Cowden, Illinois have the option of enrolling in any one of 36 affordable Individual health plans available to them. In Cowden, the insurance carriers that offer the most Individual health plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. In total, there are 2 insurance companies providing comprehensive Individual plans. There are 10 Bronze plans, 15 Silver plans, 2 Gold plans and 2 Plantium plans available in Cowden.
If you want to see a doctor outside of your network, you can select from the 7 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 17 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Choice Preferred Security PPO 200 plan from Blue Cross Blue Shield of Illinois, at $450.99 per month.
Health plans are available at lower cost to you if you are eligible for premium tax credit. Health Alliance has the largest selection of Individual plans for residents of Cowden, Illinois. They offer 17 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.