Colchester, Illinois residents can enroll in any one of the 22 affordable Individual health plans offered. You can choose from 2 Individual insurance carriers operating in Colchester. The companies that offer the widest variety of plans are Health Alliance and Blue Cross Blue Shield of Illinois. There are 2 Bronze plans, 11 Silver plans, 3 Gold plans and 2 Plantium plans available in Colchester.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). You can enroll in one of the 9 Health Maintenance Organization(HMO) plan if you want if lower costs are most important and you don't mind using a Primary Care Physician (PCP). The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HMO 8150 Elite Catastrophic plan from Health Alliance. The monthly cost of this plan is $347.46.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. Health Alliance has 9 plans that participates in Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans, making them the carrier with the most plans available in Colchester, Illinois.