Residents of Clay City, Illinois have the option of enrolling in any one of 36 affordable Individual health plans available to them. In Clay City, the insurance carriers that offer the most Individual health plans to choose from are Health Alliance and Blue Cross Blue Shield of Illinois. In total, there are 2 insurance companies providing comprehensive Individual plans. There are 10 Bronze plans, 15 Silver plans, 2 Gold plans and 2 Plantium plans available in Clay City.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. If you don't mind using a Primary Care Physician (PCP), get one of the 17 Health Maintenance Organization(HMO) plans at a lower cost. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Choice Preferred Security PPO 200 plan from Blue Cross Blue Shield of Illinois, at $450.99 per month.
Premium tax credit can lower the cost of Health plans for eligible individuls and families which is helpful to those on a fixed income. The carrier with the largest selection of Individual plans in Clay City, Illinois is Health Alliance, which offers 17 plans with Health Maintenance Organization(HMO) network and 7 Preferred Provider Organization(PPO) network plans.