Comprehensive insurance options are available in Chicago. There is a total of 26 affordable Individual health plans in Chicago for you to choose from. There are 3 insurance carriers that offer inexpensive Individual health plans in Chicago. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Illinois, Ambetter, and Cigna. There are 6 Bronze plans, 14 Silver plans, 5 Gold plans and 1 Plantium plans available in Chicago.
If you want to see a doctor outside of your network, you can select from the 5 Individual plans that participate in Preferred Provider Organization(PPO). Health Maintenance Organization(HMO) plans only allow you to visit in-network providers, 21 Individual HMO plans are available for you to choose. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Blue Choice Preferred Security PPO 200 plan from Blue Cross Blue Shield of Illinois, at $365.62 per month.
Health plans are available at lower cost to you if you are eligible for premium tax credit. The carrier with the largest selection of Individual plans in Chicago, Illinois is Blue Cross Blue Shield of Illinois, which offers 21 plans with Health Maintenance Organization(HMO) network and 5 Preferred Provider Organization(PPO) network plans.
In Chicago, Cigna is the insurance carrier with the largest network of practitioners with over 1626 doctors to choose from. Blue Cross Blue Shield of Illinois comes in second with over 1493 and Ambetter is third with over 1 doctor that accepts Individual. Finding specialist care in Chicago will be simple, since there are over 823 internal medicine specialists which take Individual, over 254 doctors that specialize in psychiatry & neurology, and over 189 physical therapists.