Choose your personal and affordable insurance plan from 39 Individual health plans available in Charleston, Illinois. You can choose from 2 Individual insurance carriers operating in Charleston. The companies that offer the widest variety of plans are Health Alliance and Blue Cross Blue Shield of Illinois. The following Metal Level plans are available in Charleston: 10 Bronze plans, 18 Silver plans, 2 Gold plans and 2 Plantium plans.
For those who have a doctor who is out-of-network, you can enroll in one of the 7 Preferred Provider Organization(PPO) plans. You can select one of the 18 plans that participate in Health Maintenance Organization(HMO). You can only visit in-network providers with this plan. The least expensive Individual health plan that participates in Health Maintenance Organization(HMO) is the HMO 7900 Elite Catastrophic plan from Health Alliance. The monthly cost of this plan is $318.71.
If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 18 plans that offer Health Maintenance Organization(HMO) and 7 Preferred Provider Organization(PPO) plans, Health Alliance has the largest selection of Individual plans for residents of Charleston, Illinois.
Do you want to choose an insurance carrier with a large practitioner network? In Charleston, Blue Cross Blue Shield of Illinois has 20 doctors that accept Individual, followed by Health Alliance with 7. Looking for a specialist? Pick from of the 10 doctors specializing in family medicine, the 6 radiology specialists, or even the 6 dentists who accept Individual health plans in Charleston.